financial and insurance Information

At Keystone Dental Center, we strive to make dental care accessible and transparent. Our team is happy to help you understand your options and work with you to create a plan that fits your needs.

payment options

Keystone Dental Center accepts:

  • Cash

  • Credit Cards

  • Third-Party Financing through CareCredit and Alpheon

  • Dental Insurance payments

These financing options can help make treatment more manageable by allowing you to spread payments over time.

If you have questions about payment options, our administrative team is happy to help guide you through what may work best for your situation.

dental insurance

Dental insurance is a valuable benefit and can help offset the cost of care. However, it is important to understand that dental insurance functions differently than traditional medical insurance. Most dental plans operate more like a coupon or benefit allowance, providing:

  • A reduced fee schedule

  • A yearly maximum benefit

  • Coverage for specific procedures only

Some plans may primarily cover preventive care, while others offer limited coverage for more comprehensive treatment.

Our team will carefully review your insurance plan and do our best to provide accurate estimates prior to treatment. However, it is important to understand that insurance companies may still deny coverage for a variety of reasons, and coverage decisions are ultimately determined by your insurance provider.

At Keystone Dental Center, we believe treatment recommendations should be based on your oral health needs and personal goals, not solely on what an insurance company may or may not cover. Our priority is helping you achieve long-term health and stability.

in-network insurance providers

We are currently in-network providers for a number of dental insurance companies, including:

  • Aetna

  • Ameritas - Select Plans are in-network, contact our office to verify

  • Blue Cross Blue Shield

  • Cigna - Select Plans are in-network, contact our office to verify

  • Connection Dental / GEHA

  • DHA / Sun Life - Select Plans are in-network, contact our office to verify

  • Delta Dental PPO and Premier

  • Guardian - Select Plans are in-network, contact our office to verify

  • Humana

  • Humana Medicare

  • Lincoln Financial - Select Plans are in-network, contact our office to verify

  • MetLife

  • United Concordia - Select Plans are in-network, contact our office to verify

  • United Concordia Military

  • United Healthcare

  • United Healthcare Medicare

insurance participation changes

Insurance plans and participation agreements change frequently. As a result, our in-network status with certain insurance companies may change over time.

If any changes occur, we will make every effort to notify patients in advance and help you understand your options moving forward. Our goal is always to minimize disruption and continue providing the care you need.

If you have any questions about your insurance coverage, our team is always happy to help.